Leadership

Charles brings 25 years of capital markets experience to Conduit America, which he founded to give credit unions, banks, insurance companies, and institutional investors a sharper, more direct path to the secondary loan market. Within that career, he has spent 20 years in cycle research, market intelligence, strategy, and forecasting, work he carried alongside his capital markets roles for part of that time. He specializes in loan sales and trading, mortgage securitization, servicing valuation, and hedge strategy development, with a career spent working alongside credit unions, community and regional banks, mortgage lenders, and commercial real estate investors across the United States.

Charles built his career across a series of respected capital markets desks. As Senior Trader with the National Bank of Commerce Capital Markets Group in Memphis, he handled pricing, trading, and hedge strategy execution for wholesale and correspondent mortgage lenders nationwide, managed the bank's CRA loan pool trading, and consistently ranked as the firm's number one trader and producer. Earlier, as a member of the Morgan Keegan Mortgage Finance Group beginning in 1997, he partnered with commercial banks and savings institutions on underwriting, due diligence, securitization, and capital markets advisory — playing a pioneering role in trading sub-performing, non-performing, and scratch-and-dent pools while developing innovative servicing valuation and hedge strategies. He also served in the Capital Markets Group at Meridian Bank in Pennsylvania, within its Asset Securitization Group, where he became one of the firm's top producers.

That depth across trading, securitization, and servicing valuation is the foundation Conduit America is built on. Institutions work with Charles when they need liquidity, accurate pricing, and certainty of execution.

Based in the Memphis metropolitan area and active nationwide, Charles focuses on three things at Conduit America: correct pricing, the right counterparty for every pool, and transactions that close on schedule.

Rod brings 33 years of well-rounded, seasoned experience in capital markets to Conduit America, where he leads senior coverage in Strategic Capital Markets sales. He has vast experience in fixed income sales, secondary market loan sales and trading, securitization, and transaction facilitation — known for pricing accurately, managing complex due diligence, and getting institutional transactions closed.

Rod pairs that market experience with 23 years of military leadership. He is a retired Lieutenant Colonel in the U.S. Army Reserve and National Guard. That background shows up in his transactional work: clear organization, disciplined decision making, and steady leadership under time pressure.

A licensed CPA and Mississippi Associate Broker/Real Estate Consultant, Rod reads financials like an operator and negotiates like a trader. Banks, credit unions, non-bank lenders, funds, and real estate groups work with him when they need liquidity, strategic portfolio sales, or capital placed with certainty.

Based in Oxford, Mississippi and active nationwide, Rod focuses on three things at Conduit America: correct pricing, clean execution, and transactions that fund on schedule.